Life insurance and Long term care insurance combined

Combine life insurance with long-term care protection to preserve your assets.

Purchase a whole life insurance, with a rider to the policy which pays for long-term care ( home care or care in an assisted living or nursing home). If you do not utilize the long term care benefit, your beneficiary will receive the policy’s face amount.

Example. You apply for a $500,000 whole-life insurance policy, with a rider for long-term care that will pay you 2% of the face amount each month if you need long-term care services. Therefore, you will receive up to $10,000 monthly ($500,000 x 2%) to pay for home-care, assisted living, or nursing home services. Consequently, if you utilize $200,000 for long-term care, your beneficiary will receive the balance $300,000 when you die.  Additionally, you can save a certain amount of assets if you enter the nursing home.

Please also check more information and cost of the Life Insurance and Long Term care Insurance Combined: http://www.mintcofinancial.com/files/pdfs/Nationwide%20Life%20Insurance%20LTC%20rider.pdf

Mintco Financial has helped over a thousand of people to apply for Long Term Care Insurance and protect their assets.


 Contact Michael Minter at 716-565-1300 or visit the website www.MintcoFinancial.com