Spotlight on Men's Health

Erica Moss is the community manager for Georgetown University's online MSN degree program. She also enjoys blogging, TV and pop culture.

Maintaining a sound mind and sound body is an ever-present challenge for both men and women, but the lack of awareness around the topic of men's health is a disturbing reality. Maintaining a proper diet and exercise is not an easy task, but a surprising number of men don't have the basic facts about the most common risks to their health, and to change that, we need more education around this important issue.

The Problem

More than half of all premature deaths among men are preventable, according to the infographic below. Causes of preventable death include smoking, obesity, alcohol and drug use, and some types of cancer (such as testicular cancer, which can be treated effectively if detected early). Men are also less likely than women to take advantage of the health care resources that they have access.

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This potentially fatal tendency not to address health problems when the opportunity presents itself might be rooted in ignorance or in the cultural belief that it is unmanly to admit weakness or seek help from others. Either way, it leads to needless complications and, unfortunately, deaths.

Education

The fact that so many men's deaths are preventable can be seen as an enormous opportunity as well as an enormous tragedy. By educating the public about the most common risks to men's health and making health care resources available to everyone, it would be possible to extend the lives of an enormous number of people. Such initiatives could cover things that men can easily do themselves, such as regular testicular self-exams.

They could also make clear the necessity of seeing a doctor regularly and recognizing the early warning signs of heart attacks, which two-thirds of men do not respond to by seeking professional help.

Additional aspects of men's health education could focus on making informed decisions about everyday risk factors, like eating healthy and exercising regularly. It is common sense that men who are aware of the nutritional content of their food are more likely to choose foods that will not put them at risk of diabetes or obesity later in life, but, unfortunately, some men also choose to take risks. Such dangerous and rigid ideas about gender also need to be a part of our national conversation about men's health.

The importance of education on this issue is clear: It saves lives.

The basics about the term life insurance

Insurance is what lets people go on nowadays. So many types of insurance have come around in the market. There are short term insurance policies and then there are long term insurance policies. Life is so unpredictable that people now go for short term insurance policies. Out of the short term policies of insurance, the term life insurance policy is very common that people opt for. It is initially low cost and does not even affect the life style of eh insurance policy bearer, or his dependants.

The term life insurance has low premium payment and has a short term, which is why it is called a term life insurance. Apart from all the people who go for short term life insurance, the people who have a short term need of the insurance also go for the term life insurance. This type of insurance covers a short term period of risk and the insurance payer provides insurance to the dependants. It is very much obligatory for the payer to savor the future of all the dependants that are on to him and are his responsibility. The term life insurance is very different from the whole life insurance because the first thing to note is that the whole life insurance covers the whole risk period attached to life and that is death. The term life insurance covers the period for which one feels that he has some risks to life. The other difference is that the term life insurances premium gets costly by time. The more you pay as you go about the policy the costlier it becomes. The term life insurance policy is protection-based completely. The certificate of insurance can be then taken by paying full payments of the policy. The policy also comes in to the beneficiary in the event of the death. Death is unpredictable, so it cannot be taken or cashed before the risk of death is surpassed.

However, if the term passes for which the policy is made, there is no payment that is given neither to the dependants nor to the beneficiary. If there is an inability to pay while the policy is being made, the policy is rejected. There is always a risk of loss of the policy so, the policy can only be taken by those people who may have the idea that they have to support their families and dependants after they die. The term can be decided based in the circumstances.

Usually, the term life insurance is of a maximum time period of 5 years. It is cost effective unlike the whole life insurance policies. The term life insurance can also be taken for the purpose of children who want to study, want finance for higher education, for travel etc. if you are willing to purchase the term life insurance, you can search for the insurance providing companies in the market. So many companies are even working online with the help of their websites and you can get an access easily to a reliable company online.

Author Bio:
Muhammad Azam is a financial blogger. He has written several blogs on life assurance, term life insurance and on other finance related topics. If are looking for reliable information on term life insurance then read his blogs.