Nationwide Long Term Care Insurance & Life Insurance Combo

Are you particularly worried about affordabilility?

Take a look on the benefits of the Nationwide Long-term Care Rider:

• Premiums are stabilized so costs won’t skyrocket over time

• You may cover long-term care costs if you need — or pass a legacy on to loved ones if you do not need long term care
• Because it’s a life insurance policy, claims are paid in full — either to the policy owner or their beneficiary (All guarantees and benefits of the insurance policy are subject to the claims-paying ability of the issuing insurance company.)

Also, Nationwide’s LTC benefit rider doesn’t require that your client be in perfect health.  Substandard rates are available for those that may have minor medical problems or less-than-perfect health histories that might result in a “standard” rate class for the life insurance, but a “decline” of the LTC rider as with some other carriers that have an LTC benefit on their life policies.

Please visit our website for an idea of costs by age: http://www.mintcofinancial.com/files/pdfs/Nationwide%20Life%20Insurance%20LTC%20rider.pdf

If you have questions call us at 716-565-1300 or e-mail us at anecamara@mintcofinancial.com